The Florins were created in 2010 to stimulate innovation in the transaction services industry by providing the nominees and the winners with substantial benefits to assist the promotion of their innovative products. Like previous years, there are three 'Florins' this year: 'Winner Jury Vote', 'Winner Community Vote' and 'Best Product Pitch'.

The Florins 2012 are brought to you by EPCA Payment Summit and The Paypers.

Please take a moment to read more on each of the nominees below and then vote for your favorite...

The Florins are awarded to the winners in the Florin Award ceremony at the end of the 1st day at the EPCA Summit, April 19th 2012. The winners are announced by Jury members present at EPCA Summit. Each winner is allowed a short ‘thank you’ speech.

Read more on the Florin Awards process here.

iZettle
www.izettle.com	iZettle lets anyone - businesses and individuals, take card payments using an iPhone or an iPad. The service is the first of its kind to be EMV-approved and PCI-DSS compliant, allowing for secure and easy transactions for P2P and B2C users.

Natural Security

www.naturalsecurity.com

Natural security has developed the user authentication of the future by combining a contactless personal device and biometrics. The personal device, based on a secure element, stores applications and data used to authenticate the user, resolving problems related to privacy. Midrange contactless technology provides a unique and convenient experience for users. The solution, defined and certified by natural security, is universal and targets face-to-face or online payment transactions and access to services. Natural Security eases the adoption of strong authentication and use of the same authentication process in different contexts (at home, work, Internet or in-store).

QIWI

www.qiwi.com

QIWI is a unique synergy of two payment services – cash-in kiosks and e-wallet – each the acknowledged leader in Russia and other CIS countries. QIWI is an innovative company which created the market of instant cash payments in Russia, expanded its activities to 20 countries and to new markets, including electronic money. QIWI kiosks: 200,000 machines; $10 bln. of payments per year from 80 mln. payers per month. QIWI Wallet: $2 bln. of payments from 8 mln. clients per year. The key goal of QIWI is to rethink electronic money with a new approach to usability, ecosystem and trans-border availability.

Sysnet

sysnetglobalsolutions.com

SysnetAIR is a fully white-labeled merchant intelligence solution that enables acquiring organisations to build strong relationships with their merchants through sustained and meaningful interaction. SysnetAIR provides the acquirer with a bespoke compliance management solution and supporting application store that manages merchants through the compliance process. As the merchants make this journey, SysnetAIR gathers and collates a huge amount of information about their business needs and wants. This data is then used to deliver bespoke value-add services, developed and managed by Sysnet. Acquirers then use Sysnet’s communicator platform to deliver valuable, personalised and relevant content to their customers in real-time generating increased customer loyalty and revenue. By becoming a business enabler rather than simply a solution provider, acquirers can reduce merchant attrition and increase new business sign-ups through the provision of an enhanced merchant offering.

Xsolla

http://xsolla.com

Xsolla is an innovative payment platform designed specifically to meet game publishers' monetization needs by increasing coverage, raising payment conversion and providing the best customer service in the business. One easy technical integration code will quickly provide hundreds of payment options. Xsolla is the only company providing a global reach- allowing for the monetization of gamers in all regions of the world. Xsolla provides the management of multiple payment options, while actively working to increase conversion. Our highly professional team analyzes users’ payment patterns and has provided easy usability that minimizes players’ payment efforts, increasing payment conversion.

• Exposure as Florin 2012 Nominee through EPCA Summit and The Paypers e-mailings, website and dedicated conference blog up to the EPCA Summit 2012

• Product display as Florin 2012 Nominee at EPCA Summit 2012

• Personalized marketing toolkit package

• 2 free EPCA Summit 2012 delegate passes

For more information, please do not hesitate to email us at florin@transactives.com.