Company
Wirecard AG is one of the leading international providers of electronic payment, risk management solutions and banking services. Wirecard Bank is a member of Visa, MasterCard, JCB, Discover/Diners and Unionpay and operates as a credit card acquirer in 69 countries around the world. Wirecard AG is listed on the Frankfurt ...
PSP Buyers guide Download PSP Buyers Guide 2011
Geographical presence Asia/Pacific, Europe, Middle East/Africa, North/Latin America
Market segments Other, Retail, Travel
Keywords online payment, ecommerce, risk management, acquiring, issuing, credit cards, online banking, alternative payment methods
Active since 1999
Payment methods
Credit cards VVisa, MasterCard, American Express, Diners Club, Discover, JCB, UATP, AirPlus, China Unionpay
Debit cards Maestro (Switch/Solo, Maestro UK and Maestro International), CartaSi, Visa and MasterCard debit cards (Visa Electron, Carte Bleue, Carte Bancaire, Dankort, PostePay amongst other)
Prepaid cards paysafecard, cashticket, mywirecard 2go Visa, mywirecard MasterCard, Ukash
Online banking giropay, EPS, iDEAL, sofortüberweisung, SWIFT, SEPA-Lastschrift, SEPA-Überweisung, maybank2u, CIMB clicks, MisterCash/Bancomat, Debitor Bradesco, Przelewy24 (PL24), POLi, eBanka, GluePay
E-wallet PayPal, Moneybookers, WebMoney, ‪@QUICK, moneta.ru, Alipay‬‬‬‬‬
Mobile/SMS/IVR paybox, PremiumSMS
Alternative payment methods invoice, cash in advance, EPS, iDEAL, giropay, sofortüberweisung, PayPal, ‪@QUICK, Alipay‬‬‬‬‬
Offline National Direct Debit (9 countries), bank transfers, EBICS, SWIFT, SEPA Direct Debit, SEPA Credit, Pago Facil, Boleto Bancário, Cash payments (7 countries), SmartMoney
Connected companies(#) Wirecard Bank AG (Acquirer), Wirecard Retail Services GmbH (PoS), Wirecard Communication Service GmbH (Call Center)
Companies PSP is connected to > 200 aquiring banks worldwide
Settlement currencies (acquirers) all relevant transaction and settlement currencies
PSP services
Unique selling proposition Unique combination of software technology and bank products, international orientation: single platform for all services, centralization of payment transactions across distribution and procurement channels to a single platform, depth and range of services (industry and customer-specific products and solutions), online-oriented acquiring bank, supporting banking services (corporate accounts, foreign currency management), software-based banking products (procurement cards, virtual credit cards, payout cards, co-branded cards)
Core services Payment Processing Services (covering all distribution channels like Internet, Mail/Telephone Order, Point of Sale), extended industry-specific integration options (Virtual Terminals, Hosted Payment Page, Real-Time Processing API, Batch Processing), Risk Management and Fraud Protection Services, Financial Services (Acquiring, Banking, Currency Management, Issuing)
Pricing flexible prizing models
Collecting payments?
Distributing payments?
Fraud prevention (measures) Full risk management system including: Data Analytics, Automated Pattern Detection, Case Management, 3D Secure, CUP-Secure, CVC Verification, AVS, IP/BIN Verification, Velocity Checks, Black- & Whitelists, Account Validation, Account Scoring, Device Fingerprinting, Credit Status Check
Fraud prevention partners Interfaces to various 3rd party data providers (Experian, Quova and others)
Credit management (services) factoring, payment guarantee
Other services Strategy Management & Decisioning Solutions, Consumer Identification & Credit Rating (Integration to various credit agencies), Point-of-Sale Payment Processing and Acquiring, Call center services (stationary, virtual and hybrid), Issuing bank: Wirecard Bank provides co-branded prepaid cards (Visa and MasterCard), Payout cards, Virtual Card Supplier Payout Solution
Third parties
Technology
Direct connections supported?
Batch processing?
Per order processing?
Merchant pages (direct model)?
PSP pages (redirect model)?
Interface SOAP, HTTPS/XML, ISO8583, various batch file formats
Security HTTPS, SSL+, sFTP, PGP encryption

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