The solution is dubbed PayAttitude and works without communications network. The banks joining the initiative are Access, UBA, Zenith, Skye, Diamond and First Bank.
PayAttitude is a Chip-and-PIN enabled tag-type contactless solution that is linked to customer’s prepaid wallet, enabling access to their account(s) for different payment transactions by tapping an NFC-enabled POS terminal.
The PayAttitude solution is based on a near field communication (NFC) technology that converts subscribers/customer’s mobile phone to an NFC device and links the handset to the subscribers debit or prepaid account Plus ePurse. This allows the subscriber/customer to debit his/her accounts for different payment transactions.
PayAttitude subscription is available at bank branches for DebitPlus, PredpaidPlus and Premium; and outside bank branches at authorised retail outlets for PredpaidPlus.
MasterCard recently granted Unified Payments an acquiring license, a move targeted at driving the adoption of MasterCard payments in Nigeria.
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