Established in 2004, Mi-Pay provides a wide range of services including multichannel top up services, international and domestic money transfer, payment fraud and risk management, and mobile banking. The company enables mobile and internet payment services for mobile operators, and financial services providers, such as money transfer bureaus. Mi-Pay is a founding member of the GSMA’s Mobile Money Vendor programme and is an active participant in its Mobile Money for the Unbanked programme. Mi-Pay is also an advisory member of the International Association of Money Transfer Associations.