“We have continued to see an increasing

acceptance of alternative payment products over the past few years.”

The Paypers: First of all, I would like to ask you to please provide our readers with a brief insight into the vision behind Neovia Financial. What is your main proposition and how is it delivered? What are some of your company’s strongest selling points, in your opinion?

NEOVIA Financial: Our vision is to become the leader in frictionless payments. With a focus on growing the NEOVIA Payment Network, we aim to become the leading alternative payments company in our chosen vertical, product and geographic markets, targeting online gaming and broader e-commerce market sectors. Our “twin pillars” strategy is based on achieving scale in both our sustainable stored value (eWallets and cards) and straight-through-processing (STP) businesses. This will be achieved through organic growth and targeted acquisitions that add significant value, as well as concentrating on operating efficiencies and development of our trusted brands.

We hired a new CEO in September 2009, Mark Mayhew, with a strong background in international payments and cards, consumer management and strategy formulation. Mark has established a winning team who are focused on driving NEOVIA’s strategic direction and delivering improved financial results for 2010 and beyond in line with the Group’s strategy.