V.me by Visa enables consumers to make online payments via the internet browser on a computer, laptop, tablet or smartphone. V.me stores personal account information behind layers of security within Visas network. Thus, consumers will not have to re-enter account number, bill-to and ship-to information at checkout. The payment method is now live with the Scentiments.com standard eCommerce and mCommerce sites and is also now available to all CardinalCommerce enabled merchants.
The inclusion of V.me in Cardinals flagship platform Cardinal Centinel allows e-commerce merchants to accept payments. Cardinal Centinel allows online and mobile merchants to reduce fraudulent chargebacks, manual reviews and interchange rates. Online customers have to enter a PIN code at checkout, which is verified by the bank that issued the credit card. The 3-D Secure program is supported by Visa and MasterCard under the Verified by Visa and MasterCard SecureCode-branded authentication initiatives.
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