The newly added feature offers an extra level of authentication by confirming customer identity with a dedicated 3D password (IPIN) which makes internet shopping more secure. The 3D secure service launched in association with MasterCard SecureCode and verified by Visa allows registered cardholders to shop online using their AUBK credit cards.
Similar to using a PIN for an ATM /POS transaction, cardholders would be enforced to use their IPIN which adds as an intermediate authentication step before the payment is authorized. The IPIN is chosen by the cardholder directly at the time of registration for validating transactions during online shopping at 3D enabled merchants that incorporate the ‘Verified by Visa’ or ‘MasterCard Secure Code’ sign.
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