ID Score ATO 2.0 enables organizations to assess account takeover risk and is a source of cross-industry consumer identity-based insights into the fraud risk associated with changes to an existing account.
ID Score ATO 2.0 scrutinizes consumer-initiated account activity across all channels, product lines and industries. In addition to scoring the risk of events such as address, phone and email changes, the latest version of ID Score ATO can identify more event types including requests for new plastic, paper suppression, the addition of authorized users, PIN and password changes and new check orders, among others.
ID Score ATO 2.0 looks for patterns and behaviours that indicate whether a consumer initiated account transaction is high or low risk. The solution enables enterprises to stop the riskiest transactions from progressing further by comparing account change requests against personally identifiable information (PII) and the almost 1.7 billion records of US consumer events found in the ID Network.
In recent news, ID Analytics and IdentityMind, an on-demand platform tracking internet identities and providing anti-fraud services, have joined forces to offer an integrated solution aimed at reducing risk and providing fraud detection capabilities.
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