The wallet enables MasterCard cardholders to use their Windows 10 Mobile devices for purchases starting in the US with the Lumia 950, 950 XL and 650.
Microsoft Wallet is a cloud-based payment technology. It leverages MDES (MasterCard Digital Enablement Service), which uses advanced payment technologies –EMV, tokenization and cryptography – to cover the integrity of cardholder information.
Microsoft Wallet can be used at over a million retail locations in the US, where contactless payments are accepted. To enhance the shopping experience, the wallet provides a one-stop shop to store reward and membership cards. As long as it has a bar code, it can be scanned directly from the Microsoft Wallet.
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