By certifying for 3-D Secure with European banks and processors, FAC enables merchants to use FACs 3-D Secure only payer authentication solutions to obtain liability shift for chargebacks on certain reason codes.
3-D Secure can be used to determine the enrollment status of the Issuing Bank and the cardholder so merchants can pre-determine the risk profile of new consumers before the first transaction. FAC also provides North American Address Verification services and CVV2/CVC2/CID verification as standalone services. FACs online payment and risk mitigation solutions are compliant and PCI certified, and also available to banks and processors across Europe, CEMEA and Asia.
AIBMS, a provider of card acceptance services, is a joint venture between AIB and First Data. Elavon is a global provider of merchant acquiring services. Payment processor UK Barclaycard is the credit card division of UK financial services company Barclays.
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