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Cross-border Ecommerce - The Paypers

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The Cross-Border Ecommerce Community (CBEC) enables Merchants, Payment Service Providers, ISOs and Acquiring Banks to access valuable content about mature and developing markets that can support strategic decision-making. Read more

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New Zealand

Main card schemes and alternative payment methods in New Zealand

Read below about payment methods and how to increase conversion by offering the most convenient online payment methods when selling goods online in New Zealand

More to be found in the Cross-border Ecommerce Report – New Zealand

Find out more about online payment methods in New Zealand and how to increase conversion here.

Domestic and Preferred Card Schemes

• MasterCard is the preferred credit card scheme in New Zealand, with 52% share.

Alternative Payment Methods

POLi is a real-time bank transfer service that allows customers with New Zealand bank accounts to make purchases and pay without using a credit card since 2007. When paying, customers just click on the POLi payment method on the merchant’s website and then they will be asked to login to their online bank account. Customers do not need POLi registrations nor entering personal information when paying for a purchase made on POLi affiliated merchants.
Payment Express Account2Account offers a similar service to POLipay as an alternative to accepting credit cards online. It has been on the market only since 2014, and therefore hasn’t been exposed to as many consumers as POLi.
E-wallets (e.g. Masterpass or PayPal) are service providers that enable users (merchants / customers) to store or add money to their “virtual wallet”. Money can be loaded from several sources like credit card or an online bank account. Some e-wallet providers let users store credit card or debit card information. Through an e-wallet, users can do online purchases, transfer funds between users of the e-wallet or transfer funds to third party accounts.
Cash on Delivery lets customers pay for their purchases by cash upon delivery.

Read an in-depth overview (including sources) of card schemes, alternative payment methods, online payment methods in New Zealand and how to increase conversion by using the payment methods in the downloadable country report.