• DBS Merchant Payment Services: one of Singapore’s largest bank and it also offers card payment acceptance for ecommerce businesses. DBS enables merchants to accept card payments via ecommerce or mail and telephone orders. • GTPay: a Singaporean-based payment service provider that also serves merchants in China. GTPay offers merchants several payment solutions such as card processing, local payment method processing (i.e. Alipay, UnionPay), real-time bank transfer or cash payments at Outlets. GTPay also offers remittance service to their end-users via their eWallet service. Users can send or receive money via GTPay. • PayPal: a global online payment service provider that allows end-users to accept and receive payments over the internet through different payment methods. • NETS: a Singaporean-based consortium owned by Singapore’s largest banks (DBS Bank, OCBC Bank and United Overseas Bank (UOB). NETS offers diverse electronic payment services to merchants, institutions and consumers. NETS’s products and services include online card payment acceptance for merchants and direct debit payment via its eNETS service. • WorldPay: an international payment gateway company that has a local office in Singapore. WordPay provides payment gateway services to merchants enabling them to accept payments online through all major credit and debit cards or mail and telephone order. WorldPay also provides its merchants with subscription payments, PayPal payments and multi-currency payments.