Dubbed Pay @ The Table, the service identifies whether the method of payment is via credit or debit card, subsequently prompting for the less expensive transaction to eliminate interchange transaction fees. Pay@The Table includes the wireless Ingenico I7780, a Bluetooth-enabled terminal that is operational up to 600 feet from the main POS terminal.
Credit card data is encrypted using Bluetooth technology between the wireless terminal and the POS and then transported via a SSL connection to the Merchant Warehouse payment gateway, where data is tokenized and returned to the POS for final transaction.
The BINsmart application can be utilized through specific terminals or within the MerchantWARE payment processing services to assess each transaction performed.
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